The More You Know - Free Credit Reports by LAW

"Federal law requires each of the three nationwide consumer credit reporting companies - Equifax, Experian and TransUnion to give you a free credit report every 12 months if you ask for it. They also make it easy to accomplish many credit-related tasks right from your computer."

Many people don't know it, but by federal law, everyone is entitled to one free credit report from each of the three credit reporting bureaus once per year. 

That's right - totally free - and not from some company that advertises free reports on TV. Sorta makes you wonder how they pay for those commercials if they're giving you what you can already get for free, doesn't it? It probably means their reports really aren't free.

The More You Know - Cleaning The Crap Off Your PC

Don't look too hard at this pic - you'll probably see crumbs of some kind.

PC's are much like cars - you have to do preventative maintenance on them if you want them to work correctly and last longer.

One of the most important things you can do for your PC is to run spyware and malware scans on it. This is just as important as virus software.

I'm frugal, so I like free. It is not necessary to pay for spyware & malware software, just like it's not necessary to pay for virus software. There are free programs that are very good.

The More You Know - Kitchen Tip

I was going through my Twitpic account looking for something and ran across this picture from a while back. 

You know how the foil and plastic wrap are always coming out of the box when you pull some out to use? It drives me crazy. Or at least it used to. It doesn't happen anymore because I realized that most paper products (foil, parchment paper, plastic wrap, etc.) have these built-in little handles on the sides of the box. Each side has a perforated section that you push in to hold the foil in place. Genius.

Did you realize they were there?